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A Lifetime Trust is a path to a brighter future.

PACT® is a program of the Brain Injury Alliance of Washington (BIAWA), a 501(c)(3) non-profit serving individuals with a Brain Injury and their families for over 38 years.

The Pooled Alliance Community Trusts (PACT)® were established in 2018 by the Brain Injury Alliance of Washington (BIAWA) as a responsible investment option for individuals with limited assets who are looking to protect their government benefits and/or who need assistance in making sound financial decisions. PACT is a lifetime promise to advocate for Trust members and to promote the highest quality of life possible.

BIAWA is a 501(c)(3) nonprofit with 35 years of experience working with sensitive and special needs communities. In 2016, it was brought to BIAWA’s attention that there was a dire lack of investment resources for such communities. Moreover, individuals receiving government assistance often find themselves in a paradox where acquiring assets (e.g. from a dispute settlement) jeopardize their government benefits being received. Having worked with countless individuals in vulnerable situations, BIAWA decided to interject by creating PACT, for which it acts as the Trustee.

PACT is proud to offer three different types of Pooled Trusts: First Party Pooled Special Needs Trust, Third Party Pooled Special Needs Trust, Basic Support and Maintenance Trust. By pooling assets of each beneficiary’s Individual Trust account together for investment purposes only, the Trust can make more stable investments and provide additional services that would not otherwise be possible for a stand-alone Trust.